Overview of Enquiry Services

Credit Chex Ltd. provides to its members, (financial institutions as well as individuals) credit profiles in respect of any person, firm or company on which information is available in its database. We enter your collection accounts into our database, and this information is shared with other members for mutual protection. Our database comprises of over 65,000 delinquent debtors, and is continuously increasing on a daily basis.

This has proven to be a very cost effective method of making delinquents pay; i.e.. A person (whose delinquency is listed in our database) applies for a loan or hire purchase and the Lender/Seller puts through a credit check to us. The previous delinquency is reported, and the individual cannot acquire a new loan or hire purchase unless he/she pays off his old debt. In other words, his/her name has been listed, so he/she immediately pays that debt because he/she wants to get more credit.

Information required about a company or individual, can only be accessed by an authorized member, using a designated access code.

Benefits to our members:

By subscribing to our services, you automatically network with our membership, which provide you with a continuous exchange of information, all at minimal cost. Your business receives a significant level of financial protection by way of our membership stickers and stamps. These stickers, when placed strategically within your location, attracts your customers/prospective clients attention to the fact that Credit Chex Ltd. is protecting your company from possible delinquents and unscrupulous business people.