Overview of Legal Services

Our in-house attorney-at-law shall, in accordance with professional legal standards, promote the overall efficiency of the collection process at a higher level. To achieve this, the Legal Department will be responsible for:

• Conducting legal evaluations and assessments of claims to determine if such are legally actionable.
• Furnishing clients with all necessary legal advice, counseling and consultation as may be required in relation to their claims.
• Issuing demand letters and like correspondence to expedite recovery of debts.
• Commencing action through legal process for recovery of debts in the Courts where so instructed on behalf of clients.
• Contracting, where possible, favorable out-of-court settlements for clients to avoid the complexities associated with further litigation.
  
  Also, please note the following:
  
  
• Initiation of legal proceedings against debtors for recovery shall be commenced only where Credit Chex Ltd. has received the Client's signed instructions to do so.
• The Client must agree in writing to undertake to pay all legal costs arising out of proceedings.
• Where the Client wishes to withdraw from Credit Chex Ltd. conduct of a debt which is the subject of legal proceedings, the Client must pay to Credit Chex Ltd. all sums as are due for legal costs expended in conduct of proceedings up to the date of the Client's request, and prior to the official release of the debt by Credit Chex Ltd.